Reported criteria

Lendio

Third-party reported · Rates 1.15 - 1.40 · Estimated B paper

Corporate office

Lendio on the map

1305 Walt Whitman Rd, Melville, NY 11747

Listed business location matched through Google Maps and the lender’s official website.

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Underwriting file

Criteria at a glance

Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.

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Source record observedIndependent criteria record
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Estimated paper typeBEstimated
Minimum credit550
Minimum monthly revenue$10,000
Time in business6 months
Average daily balance
Minimum monthly deposits
Maximum NSF / negatives
Minimum ownership
Maximum funding$500,000
Maximum position
Rate range1.15 - 1.40
Term range
Prepayment options
Upfront fees

Restrictions on file

No industry or state restrictions are currently recorded.

How this profile was found

Business funding provider listingMid-Market business funding listingMCA agreement counterparty

These criteria were reported by a third-party directory and have not been confirmed by the lender. Criteria last observed in the source record: Aug 9, 2026. Confirm current criteria and submission contacts directly with the lender before sending merchant information.

For ISOs and brokers

Partner with Lendio

How to request ISO onboarding, confirm the partnership process, and reach the lender’s business-development team.

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Recommended next steps

  1. Use the contact information shown here to ask for the current ISO or broker onboarding package.
  2. Confirm the broker agreement, required business documents, commission schedule, submission method, and active buy box directly with the lender.
  3. Complete approval and portal access before sending merchant files or sensitive information.

These are general onboarding safeguards, not a lender-specific approval process. Confirm every requirement directly.

Financing products

What Lendio offers

Product details have not been supplied by the lender yet.

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Reputation

Reviews around the web

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Google Maps reviews5 review excerpts
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Google returns up to five reviews ordered by relevance. Reviews are written by Google Maps users and are not verified by Lender List.

★★★★★a year ago

I had a very positive experience working with Lendio. The process was professional, transparent, seamless and communication was excellent. My advisor could not have been more helpful throughout. I highly recommend!

★★★★★a year ago

MASSIVE thank you and EXTREMELY grateful for being connected and working with Amir!! He got this done and helped me along the entire journey, literally texts and calls almost everyday. He was super prompt and worked at a pace I desired. I reached out in a desperation call looking for stuff everywhere and anywhere. I had a massive need and was running out of options but ultimately time. I started a funding process w multiple companies just to see what was out there and available. 4 companies all said the same thing, same amount, same repayment terms or within very similar numbers. Amir flat out said, “I think you are better suited for the SBA route”. In that moment I did not understand what I did not know but all I know now is he offered me something no one else ever mentioned or considered. He found me a solution that made sense - logically and mathematically. He jumped on the call with me and really took the time to understand the hole I was in. And with that information he was actually able to help me make the best next step decision for my business. I ended up going the SBA route and Amir was ON IT everyday with me making sure I got my stuff done and he got his stuff done. We waited for other parts of the process and got to the finish line! I am a big believer things happen for a reason and my business was salvaged with a second chance after a simple call with what I thought would be just “another lender”. Can not thank Amir and Brooxie (UT office) for their help. I was scared and in a spot that they were able to find a fair solution for me and keep me more than above water. Sooo grateful! Thank you!

3 years ago

This company wasted my time! Filed for my ERC sent everything requested! After weeks of not hearing from them I sent email to get a status, just to find out that my application was denied! Well was someone going to tell me it was denied??? Never again! They also denied 3 other business I referred!

★★★★★3 years ago

Working with Lendio has been a game changer. Not only did they save our business during the peak of the pandemic but they were also able to provide my business with the capital to grow and get to the next level. I am so glad to have found such a great company and look forward to working together on the future! Thank you!!

First-hand accounts

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Ownership verification

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