MCA payment calculator
Calculate total payback, estimated daily or weekly payment, monthly payment burden, and an approximate holdback percentage.
Open tool →Free MCA tools
Work the file before you route it.
Transparent calculations and live lender criteria for brokers, funders, and operators. Every result shows its assumptions.
Factor-rate comparison tool
Compare two MCA offers using total payback, estimated payment, cost of capital, and payment burden—not factor rate alone.
Open tool →MCA lender match tool
Send deal facts through the live Lender List criteria database and receive explainable matches, review flags, and failed thresholds.
Open tool →Stacking eligibility checker
Check requested position, existing balances, revenue, credit, and industry against lenders with sourced stacking criteria.
Open tool →MCA paper-grade estimator
Estimate whether a file resembles A, B, C, or D paper and see which facts are driving the result.
Open tool →MCA submission checklist generator
Choose lenders and generate a practical submission checklist from their criteria and the documents commonly required for MCA review.
Open tool →Method first
Calculators should show their work.
Each tool includes formulas, examples, limitations, related lender records, and supporting guides. No tool asks for merchant names, bank statements, or phone numbers.