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Criteria last observed in the source record: Jul 28, 2026. Confirm current criteria and submission contacts directly with the lender before sending merchant information.
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What QFS Capital offers
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Reputation
Reviews around the web
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20 reviews · checked Aug 2026
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Wow — talk about fast talkers. I have personally requested that the owner call me directly. BEWARE when dealing with this company. To be fair, they did deliver the funds as promised. However, when it came time to pay things off early, suddenly there were major fees and a surprising amount of rudeness. I borrowed a total of approximately $19,000, and according to them I now owe roughly $52,000. I have simply asked them to work with me a little on the fees and try to make things reasonable. The crazy part is their office is maybe 10 minutes from me, yet I still can’t get the owner to speak with me directly. What really changed my opinion was how they handled me once I tried to end the agreement early. They were clearly upset I wanted out and even tried to discourage me from paying it off — despite knowing the situation was financially hurting me. Before this experience, I honestly would have considered using them again. After seeing how this was handled, I absolutely would not.
This was my first encounter with this service and honestly it was a bit overwhelming and confusing at first. Robert R. Took the time to explain the entire process and options avaiable to terminate when needed. I called several times and each time he responded with compassion and clarity. I feel much better now about doing business with them. Thank you
Absolute worst company to ever get involved with. They will ruin your life and your business. They engage in illegal tactics to get you to sign and then harass and threaten you to pay them 5 times more than what they actually advanced you. All of the negative reviews are true. All of the positive ones are from people that work for them and are their family and friends. THEY HAVE BEEN REPORTED. STAY AWAY FROM THIS COMPANY!!!!! THEY SHOULD BE SHUT DOWN AND INVESTIGATED.
Will interfere with another lender's UCC 1, even though they've received a cease and desist from lender's attorney. 0/10 would NOT recommend.
This company preys on small companies that are just trying to get by. They rushed into signing a contract while at an industry convention. Once we figured out what they had done. We canceled the contract. Never do a reverse MCA. It almost caused us to go out of business. They are ruthless people and sent threatening letters to our customers that the money we worked for belonged to them. They said they were going to refinance some debt we had when in turn it was a Merchant cash advance. We received a total of $5000 from them and it has cost us customers from their letters and thousands of dollars in attorney fees and a settlement of $36,000 to stop the harassment of us and our customers. This lending practices has been outlawed for individuals. I just hope that it will soon be outlawed in general.
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