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Lender-confirmed criteria

Rapid Finance

Lender confirmed · Rates 1.06 - 1.42 · 4–8 month terms · Estimated B paper

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Corporate office

Rapid Finance on the map

4500 East-West Hwy 6th floor, Bethesda, MD 20814

Listed business location matched through Google Maps and the lender’s official website.

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Underwriting file

Criteria at a glance

Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.

Last lender updateVerified lender criteria submission
Source record observedIndependent criteria record
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What needs review?

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Paper acceptedB
Minimum credit600
Minimum monthly revenue$10,000
Time in business24 months
Average daily balance—
Minimum monthly deposits0
Maximum NSF / negatives—
Minimum ownership—
Maximum funding$600,000
Maximum position3rd
Rate range1.06 - 1.42
Term range4–8 months
Prepayment options—
Upfront fees—

Industry restrictions on file

Adult entertainmentAuto dealers (new or used)Bail bondsRideshare and car servicesCasinosChurches and religious organizationsCollection agenciesMarijuana-related businessesConsumer debt counselingDirect sales and multi-level marketingFirearmsFlea marketsSocial media influencersLaw firmsLending servicesMoney services and banksVirtual currency businessesNightclubsNonprofitsProperty managementReal estate agentsReal estate investorsOFAC or SDN sanctioned businessesTruckingVape shops

State restrictions on file

CACTTXVA

How this profile was found

MCA / revenue-based finance listingBusiness funding provider listingmajor business funding listingMCA agreement counterpartyVirginia registered sales-based financing provider (2025)

These criteria were submitted by a domain-verified lender page administrator. Independent source records remain available in the evidence trail. Independent criteria last observed: Aug 19, 2026. Confirm submission contacts directly with the lender before sending merchant information.

For ISOs and brokers

Partner with Rapid Finance

How to request ISO onboarding, confirm the partnership process, and reach the lender’s business-development team.

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Recommended next steps

  1. Use the contact information shown here to ask for the current ISO or broker onboarding package.
  2. Confirm the broker agreement, required business documents, commission schedule, submission method, and active buy box directly with the lender.
  3. Complete approval and portal access before sending merchant files or sensitive information.

These are general onboarding safeguards, not a lender-specific approval process. Confirm every requirement directly.

From the verified lender

Lender-confirmed underwriting criteria

Submitted Aug 11, 2026. These values are active in the public profile and matching engine; independent source history remains available in the evidence trail.

Paper accepted—
Minimum credit600
Minimum monthly revenue$10,000
Time in business24 months
Average daily balance—
Maximum position—
Maximum funding$600,000
Factor-rate range—
Term range4–8 months
Industry restrictions

Adult entertainment, Auto dealers (new or used), Bail bonds, Rideshare and car services, Casinos, Churches and religious organizations, Collection agencies, Marijuana-related businesses, Consumer debt counseling, Direct sales and multi-level marketing, Firearms, Flea markets, Social media influencers, Law firms, Lending services, Money services and banks, Virtual currency businesses, Nightclubs, Nonprofits, Property management, Real estate agents, Real estate investors, OFAC or SDN sanctioned businesses, Trucking, Vape shops

State restrictions

CA, CT, TX, VA

Additional notes

Official Rapid Finance March 2026 product guide for the MCA/SBF product. Minimum monthly sales means credit-card processing volume. MCA/SBF terms are 4–8 months with financing up to $600,000 and no origination fee. Bankruptcy must be discharged for more than one year with an active trade line. Confirm product availability and any competitor-balance requirements directly with Rapid Finance.

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