Criteria on file

Specialty Capital

Estimated B/C paper

Corporate office

Specialty Capital on the map

60 Cutter Mill Rd #512, Great Neck, NY 11021

Listed business location matched through Google Maps and the lender’s official website.

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Underwriting file

Criteria at a glance

Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.

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Source record observedIndependent criteria record
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Estimated paper typeBCEstimated
Minimum credit550
Minimum monthly revenue$20,000
Time in business12 months
Average daily balance
Minimum monthly deposits
Maximum NSF / negatives3
Minimum ownership51%
Maximum funding
Maximum position5th
Rate range
Term range
Prepayment options
Upfront fees

Restrictions on file

No industry or state restrictions are currently recorded.

How this profile was found

Current lender criteria recordVirginia registered sales-based financing provider (2025)

Criteria last observed in the source record: Aug 7, 2026. Confirm current criteria and submission contacts directly with the lender before sending merchant information.

For ISOs and brokers

Partner with Specialty Capital

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Financing products

What Specialty Capital offers

Product details have not been supplied by the lender yet.

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Reputation

Reviews around the web

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Google Maps reviews5 review excerpts
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★★★★★3 months ago

I want to express my huge gratitude to Specialty Capital! It was so easy to work with them, and I always felt that they understood and supported me every step of the way. The process was simple and clear, and their attitude toward the client was top-notch. They didn’t increase the cost and were always willing to help, which means a lot to me. I really appreciate their professionalism and care. I definitely recommend this company if you’re looking for a reliable and honest partner. Thank you for everything!

a month ago

I had an extremely negative experience with this lender and would strongly caution others to thoroughly understand what information they are providing before moving forward. During the application process, I was asked to provide direct access to my bank account through my actual login, with the two-step verification code required and asked for. What was presented as a routine verification process felt far more invasive than I expected. After providing my banking credentials, I discovered that the lender had access to significantly more account information than I believed was necessary for underwriting. The process lacked transparency, and I do not feel that the scope of the access or data collection was clearly explained beforehand. As a customer, I was left feeling uncomfortable and concerned about my privacy and financial information. What troubled me most was the lack of clear communication regarding what data would be accessed, how it would be used, and how long it would be retained. Whether or not this practice is technically permitted, it felt deceptive and contrary to what I understood I was authorizing. I would encourage anyone considering this lender to ask detailed questions about bank account verification, data access permissions, privacy policies, and third-party financial data services before providing any login credentials. My experience left me with serious concerns about transparency, customer trust, and the handling of sensitive financial information.

★★★★★3 months ago

Boris is phenomenal. When I tell you he’s gone above and beyond- I am not lying. I’m glad to have been able to built a good relationship with him and his business. It ain’t cheap, but it’s a lot faster than any bank loans. quick funding, personal relationship vs a transaction is what sets them apart.

First-hand accounts

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