Underwriting file
Criteria at a glance
Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.
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Industry restrictions on file
State restrictions on file
How this profile was found
These criteria were submitted by a domain-verified lender page administrator. Independent source records remain available in the evidence trail. Independent criteria last observed: Aug 19, 2026. Confirm submission contacts directly with the lender before sending merchant information.
For ISOs and brokers
Partner with Specialty Capital
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Onboarding instructions
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Company information
Specialty Capital is a business financing company providing fast, flexible working capital solutions to small and mid-sized businesses nationwide. We offer funding up to $1.25 million with competitive pricing, flexible structures, and terms up to 60 weeks. Our experienced underwriting team works closely with our broker partners to deliver fast decisions and customized financing solutions designed around each business’s needs.
Financing products
What Specialty Capital offers
1 lender-provided product category is on file.
From the verified lender
Lender-confirmed underwriting criteria
Submitted Aug 10, 2026. These values are active in the public profile and matching engine; independent source history remains available in the evidence trail.
Real estate sales, used auto, trucking, religious nonprofits, salons, jewelry, and financial-related industries including credit repair.
NONE
Minimum average daily balance should generally be at least 5% of monthly revenue. Maximum of 3 NSFs per month and 9 total over the most recent 3 months. Specialty Capital prefers 1st–3rd position but can consider up to 5 total positions. Businesses with 9–12 months TIB may be considered on an exception basis. Auto declines include open or recent bankruptcies, defaults or satisfied defaults, MCA judgments, criminal fraud history, and tax liens exceeding 20% of monthly revenue. Exceptions may be considered depending on the overall strength of the file and underwriting review.
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Reputation
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738 reviews · checked Aug 2026
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Ownership verification
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