Reported criteria

Funding Circle

Third-party reported · Rates 1.15 - 1.35 · Estimated A/B paper

Corporate office

Funding Circle on the map

71 Queen Victoria St, London EC4V 4AY, UK

Listed business location matched through Google Maps and the lender’s official website.

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Underwriting file

Criteria at a glance

Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.

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Source record observedIndependent criteria record
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Estimated paper typeABEstimated
Minimum credit620
Minimum monthly revenue$50,000
Time in business24 months
Average daily balance
Minimum monthly deposits
Maximum NSF / negatives
Minimum ownership
Maximum funding$500,000
Maximum position
Rate range1.15 - 1.35
Term range
Prepayment options
Upfront fees

Restrictions on file

No industry or state restrictions are currently recorded.

How this profile was found

Business funding provider listingMCA agreement counterparty

These criteria were reported by a third-party directory and have not been confirmed by the lender. Criteria last observed in the source record: Aug 9, 2026. Confirm current criteria and submission contacts directly with the lender before sending merchant information.

For ISOs and brokers

Partner with Funding Circle

How to request ISO onboarding, confirm the partnership process, and reach the lender’s business-development team.

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Recommended next steps

  1. Use the contact information shown here to ask for the current ISO or broker onboarding package.
  2. Confirm the broker agreement, required business documents, commission schedule, submission method, and active buy box directly with the lender.
  3. Complete approval and portal access before sending merchant files or sensitive information.

These are general onboarding safeguards, not a lender-specific approval process. Confirm every requirement directly.

Financing products

What Funding Circle offers

Product details have not been supplied by the lender yet.

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Reputation

Reviews around the web

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Google Maps reviews5 review excerpts
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★★★★★a month ago

I had a great experience throughout the funding process. As a Deaf business owner, I really appreciated that the team respected my preference to communicate by email rather than phone. They were professional, supportive, and kept me updated every step of the way. My broker worked closely with Funding Circle, which made the process smooth and straightforward. The Funding Circle portal was also easy to use and made managing my application simple. Thank you to everyone involved for your excellent support. I would highly recommend their service to any business looking for funding.

★★★★★3 months ago

We recently had the pleasure of working with Dan Williams at Funding Circle, and the experience was excellent from start to finish. Dan was professional, approachable, and incredibly helpful throughout the entire process. He took the time to fully understand our business needs and explained everything clearly, making what could have been a stressful process feel smooth and straightforward. His communication was consistent and transparent, and he was always on hand to answer any questions we had. Thanks to Dan’s support and efficiency, the whole process moved quickly, and we felt confident every step of the way. We truly appreciate his dedication and would highly recommend both Dan and Funding Circle to any business looking for funding support. Thank you again for all your help!

★★★★★8 months ago

Using Funding Circle for a business loan was straight forward with excellent customer service throughout the whole application process. After completing a quick online application and receiving my loan offer I was assigned an account manager Charles who made the remainder of the application process really easy and was in constant communication and provided updates at every stage. All in all (accounting for me not providing documents untill outside of buisness hours) the whole process must have taken just over two days until the money was in our account. They provided a good repayment plan with competitive interest rates coupled with the excellent attentive service means I will reccomend Funding Circle to anyone thinking of applying for a business loan.

★★★★★4 months ago

Funding Circle has been an exceptional partner to my business, demonstrating a level of professionalism, clarity, and genuine care that stands out in today’s financial world. From the very beginning, their team took the time to understand my business, communicate transparently, and offer support in a way that felt both human and highly competent. What impressed me most was their consistency: every interaction was respectful, efficient, and grounded in a real desire to help me personally and my business growth. In a climate where many institutions feel distant or transactional, Funding Circle has shown what responsible and compassionate business support truly looks like. Their approach has given my business the stability and confidence to move forward, continue supporting my team, and focus on long‑term growth. I am deeply grateful for their integrity and the positive impact they have had on my journey.

★★★★★2 months ago

As a client of almost 10 years, I would like to take this opportunity to thank Funding Circle for the support they have provided to me in multiple businesses and for providing liquidity for both working capital and expansion. Having previously approached some of the legacy institutions, I have always found FC to be swift, competitive and flexible, being able to take a look at a companies individual circumstance and base decisions on fundamentals rather than a rigid process. May the partnership continue for the foreseeable future!

First-hand accounts

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