Underwriting file
Criteria at a glance
Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.
See something wrong?Report incorrect or outdated criteriaOpen form +
Restrictions on file
No industry or state restrictions are currently recorded.
How this profile was found
These criteria were reported by a third-party directory and have not been confirmed by the lender. Criteria last observed in the source record: Aug 9, 2026. Confirm current criteria and submission contacts directly with the lender before sending merchant information.
For ISOs and brokers
Partner with Funding Circle
How to request ISO onboarding, confirm the partnership process, and reach the lender’s business-development team.
Recommended next steps
- Use the contact information shown here to ask for the current ISO or broker onboarding package.
- Confirm the broker agreement, required business documents, commission schedule, submission method, and active buy box directly with the lender.
- Complete approval and portal access before sending merchant files or sensitive information.
These are general onboarding safeguards, not a lender-specific approval process. Confirm every requirement directly.
Financing products
What Funding Circle offers
Product details have not been supplied by the lender yet.
Reputation
Reviews around the web
Third-party ratings remain separate from reviews submitted directly to Lender List.
931 reviews · checked Aug 2026
Check Google ↗No sourced rating is currently on file.
Check Trustpilot ↗No moderated reader reviews are published.
Google returns up to five reviews ordered by relevance. Reviews are written by Google Maps users and are not verified by Lender List.
I had a great experience throughout the funding process. As a Deaf business owner, I really appreciated that the team respected my preference to communicate by email rather than phone. They were professional, supportive, and kept me updated every step of the way. My broker worked closely with Funding Circle, which made the process smooth and straightforward. The Funding Circle portal was also easy to use and made managing my application simple. Thank you to everyone involved for your excellent support. I would highly recommend their service to any business looking for funding.
We recently had the pleasure of working with Dan Williams at Funding Circle, and the experience was excellent from start to finish. Dan was professional, approachable, and incredibly helpful throughout the entire process. He took the time to fully understand our business needs and explained everything clearly, making what could have been a stressful process feel smooth and straightforward. His communication was consistent and transparent, and he was always on hand to answer any questions we had. Thanks to Dan’s support and efficiency, the whole process moved quickly, and we felt confident every step of the way. We truly appreciate his dedication and would highly recommend both Dan and Funding Circle to any business looking for funding support. Thank you again for all your help!
Using Funding Circle for a business loan was straight forward with excellent customer service throughout the whole application process. After completing a quick online application and receiving my loan offer I was assigned an account manager Charles who made the remainder of the application process really easy and was in constant communication and provided updates at every stage. All in all (accounting for me not providing documents untill outside of buisness hours) the whole process must have taken just over two days until the money was in our account. They provided a good repayment plan with competitive interest rates coupled with the excellent attentive service means I will reccomend Funding Circle to anyone thinking of applying for a business loan.
Funding Circle has been an exceptional partner to my business, demonstrating a level of professionalism, clarity, and genuine care that stands out in today’s financial world. From the very beginning, their team took the time to understand my business, communicate transparently, and offer support in a way that felt both human and highly competent. What impressed me most was their consistency: every interaction was respectful, efficient, and grounded in a real desire to help me personally and my business growth. In a climate where many institutions feel distant or transactional, Funding Circle has shown what responsible and compassionate business support truly looks like. Their approach has given my business the stability and confidence to move forward, continue supporting my team, and focus on long‑term growth. I am deeply grateful for their integrity and the positive impact they have had on my journey.
As a client of almost 10 years, I would like to take this opportunity to thank Funding Circle for the support they have provided to me in multiple businesses and for providing liquidity for both working capital and expansion. Having previously approached some of the legacy institutions, I have always found FC to be swift, competitive and flexible, being able to take a look at a companies individual circumstance and base decisions on fundamentals rather than a rigid process. May the partnership continue for the foreseeable future!
First-hand accounts
Reader reviews
Submissions are moderated before publication. Business owners and employees may not review their own company.
No reader reviews have been published yet. Be the first to submit a first-hand review.
Ownership verification
Is this your company?
Claiming is free. Verify an email on Funding Circle’s official domain to become a page admin.
- One-time link sent only to the company domain
- Edit company contact information
- Manage the page without a password