Reported criteria

Radiance Funding

Third-party reported · Estimated B/C paper

Corporate office

Radiance Funding on the map

99 W Hawthorne Ave, Valley Stream, NY 11580

Listed business location matched through Google Maps and the lender’s official website.

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Underwriting file

Criteria at a glance

Paper grades run from A (lower risk) to D (higher risk). Blank fields are unavailable rather than estimated.

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Source record observedIndependent criteria record
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Estimated paper typeBCEstimated
Minimum credit550
Minimum monthly revenue$25,000
Time in business
Average daily balance
Minimum monthly deposits
Maximum NSF / negatives
Minimum ownership
Maximum funding
Maximum position3rd
Rate range
Term range
Prepayment options
Upfront fees

State restrictions on file

Puerto Rico

How this profile was found

MCA / revenue-based finance listing

These criteria were reported by a third-party directory and have not been confirmed by the lender. Criteria last observed in the source record: Aug 9, 2026. Confirm current criteria and submission contacts directly with the lender before sending merchant information.

For ISOs and brokers

Partner with Radiance Funding

How to request ISO onboarding, confirm the partnership process, and reach the lender’s business-development team.

Onboarding process not yet verified

Recommended next steps

  1. Use the contact information shown here to ask for the current ISO or broker onboarding package.
  2. Confirm the broker agreement, required business documents, commission schedule, submission method, and active buy box directly with the lender.
  3. Complete approval and portal access before sending merchant files or sensitive information.

These are general onboarding safeguards, not a lender-specific approval process. Confirm every requirement directly.

Financing products

What Radiance Funding offers

Product details have not been supplied by the lender yet.

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Reputation

Reviews around the web

Third-party ratings remain separate from reviews submitted directly to Lender List.

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Google Maps reviews5 review excerpts
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Google returns up to five reviews ordered by relevance. Reviews are written by Google Maps users and are not verified by Lender List.

★★★★★a year ago

I recently worked with Shimon from Radiance for a complex business loan, and the experience exceeded all my expectations. From the very beginning, the process was straightforward, transparent, and hassle-free. The team was incredibly professional, answering all my questions with patience and clarity, which made me feel confident and secure in my decision to move forward. One of the standout features was their very competitive interest rates, which were much better than many other lenders I had considered. The terms were flexible, allowing me to choose a repayment plan that worked for my budget. What really sets Radiance apart is their customer service. I felt valued and supported throughout the entire process. Any concerns I had were addressed immediately, and I never felt like just another number. This personalized attention is rare in the financial industry, and it made a world of difference for me. If you’re looking for a trustworthy, reliable, and professional lender, I highly recommend Radiance Funding. They made what could have been a stressful experience smooth and easy. I would definitely work with them again in the future.

★★★★★a year ago

Radiance Funding is definitely the best option! The team is professional, responsive, and truly invested in helping businesses succeed. The loan process is smooth and straightforward, with clear honest communication every step of the way. If you’re looking for reliable and personalized funding for your business, I highly recommend Radiance Funding!

First-hand accounts

Reader reviews

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Ownership verification

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