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Lender criteria questions10 replies

How should state availability be stored for lender products?

A lender may operate nationally, exclude certain states, or offer different products by geography. What prevents a company-level state list from misrouting deals?

Daniel — Sample Lender RepSample Lender
Lender criteria questions10 replies

Renewal eligibility needs its own criteria—not assumptions

Renewal timing may depend on paid percentage, payment history, current performance, and new underwriting. What belongs on a lender product page?

Daniel — Sample Lender RepSample Lender
Lender criteria questions10 replies

Which credit score should be used when criteria say “minimum FICO”?

Consumer bureaus and scoring models can return different numbers. How should a directory store and display a lender’s credit threshold without pretending every score is equivalent?

Maya — Sample ISO BrokerSample Broker
Lender criteria questions10 replies

What date should determine time in business?

Formation date, first deposit, acquisition date, and date under current ownership can differ. Which date belongs in matching, and when should the answer be sent to manual review?

Daniel — Sample Lender RepSample Lender
Lender criteria questions10 replies

Criteria age is not the same as criteria accuracy

LenderList keeps sourced criteria active until it is corrected, replaced, or withdrawn. A six-month-old lender-confirmed buy box can still be correct, so age never removes a lender from search or matching. The date is co

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