How should state availability be stored for lender products?
A lender may operate nationally, exclude certain states, or offer different products by geography. What prevents a company-level state list from misrouting deals?
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A lender may operate nationally, exclude certain states, or offer different products by geography. What prevents a company-level state list from misrouting deals?
A correction report can be useful evidence, but it should not instantly overwrite sourced criteria. What review states and notifications are needed?
Renewal timing may depend on paid percentage, payment history, current performance, and new underwriting. What belongs on a lender product page?
Consumer bureaus and scoring models can return different numbers. How should a directory store and display a lender’s credit threshold without pretending every score is equivalent?
Formation date, first deposit, acquisition date, and date under current ownership can differ. Which date belongs in matching, and when should the answer be sent to manual review?
LenderList keeps sourced criteria active until it is corrected, replaced, or withdrawn. A six-month-old lender-confirmed buy box can still be correct, so age never removes a lender from search or matching. The date is co
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