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Underwriting10 replies

How should seasonal revenue be represented in a lender match?

A trailing average can hide predictable peaks and troughs. What facts should accompany monthly revenue when a merchant has a strongly seasonal business?

Jordan — Sample Merchant AdvisorSample Service provider
Underwriting10 replies

Negative days and NSFs are related—but not interchangeable

A statement can show negative ending days, returned items, overdraft fees, or all three. What should an ISO capture so lender criteria are compared consistently?

Renee — Sample UnderwriterSample Service provider
Underwriting10 replies

How should average daily balance affect lender matching?

Monthly revenue alone does not show how much cash a business keeps available. How should average daily balance be presented, sourced, and compared without making an automated match look like an approval?

Maya — Sample ISO BrokerSample Broker
Underwriting10 replies

What makes an MCA submission complete before underwriting?

A complete submission normally starts with the application, requested bank-statement period, current month activity when required, ownership details, existing position information, and the correct lender-specific documen

LenderList EditorialService provider

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